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LOANS - FAQ's - FREQUENTLY ASKED
QUESTIONS
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There are no APR rates mentioned on
this webiste?
We don't mention APR on this website because we
work with individual cases and part of our commitment
to you we don't want to quote an unrealistic rate. Before
you agree to any loan the lender will clearly state
the APR. And we're confident that you be surprised how
competitive it is. Remember its up to you if you complete
the application, you are under no obligation to accept
the loan offered - the lender will make it clear
to you at what stage the application becomes a binding
agreement.
Can I apply for a loan?
Yes if you are a resident in the UK! Secured loans are
for home owners (mortgaged or not).
What type of loans are available?
We two types secured loans, secured on property
and unsecured. The interest rates are better on secure
loans.
Is there restrictions on what I can
use my loan for?
Most of our associated lenders do not place restrictions
on your loan usage.
Should I take out payment protection?
We recommend it in case your personal circumstances
change, then you're safe.
What is a secured loan?
It is a loan secured (or underwritten) by your house.
What is a unsecured loan?
It is a loan with no security, however in the event
that you do not pay your loan the lender may still be
able sue to claim your assets.
What's APR?
APR stands for 'Annual Percentage Rate'. Interest
rates can also be expressed monthly.

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